2012-05-12 / Forbes.com / The Somali American Remittance Dilemma

http://www.forbes.com/sites/jonmatonis/2012/05/12/the-somali-american-remittance-dilemma/

Hyvä artikkeli Bitcoinin potentiaalista Afrikassa. Tässä artikkelin ydinpointit:

[i]"… For months now, Somalis in Minnesota have been barred from making the small regular transfers to their family members in Somalia that they have been making for years.

Bank officials say they sympathize with the plight of the expatriates but that there is no clear way to process the payments comfortably within federal rules. The problem lies in Somalia’s money-services businesses. Remittance there is done through a loose network of MSBs known as hawalas. U.S.-based hawalas work with banks to wire the money to hawalas in Somalia. Since hawalas in Somalia are unregulated, the U.S. government worries that such intermediaries could assist in funding terrorism.

… Here’s how the bitcoin money remittance process would work. A hard-working honest Somali American wishes to send the equivalent of $150 to his mother in Somalia so he purchases bitcoin at one of the many exchanges that accept cash deposits at banks for bitcoin. Alternatively, our would-be remitter could use the Bitcoin OTC (over-the-counter) exchange and arrange a person-to-person sale based on reputation history. Once the bitcoin is stored safely in the remitter’s client wallet, he would ask the overseas recipient to generate a bitcoin receiving address using one of the many bitcoin wallet apps for Android. [Sorry but Apple’s App Store is currently restricting bitcoin wallet apps with send or receive capability.]

After his mother in Somalia has received and confirmed the bitcoin transaction (approximately 10 minutes), she would be able to maintain the bitcoin balance or change it out into her local currency, the Somali shilling. Bitcoin exchangers are already springing up in many countries around the world including Brazil, Latvia, and Philippines. If it hasn’t happened already, a savvy merchant in Somalia will start accepting bitcoin for Somali shillings."[/i]

Kommenteissa itseasiassa mainittiin, että CryptoXchangen kautta on jo mahdollista muuttaa bitcoineja somalian shillingeiksi. Saas nähdä mitä tästäkin tulee. :slight_smile: